Housing and Community Development

 Homebuyers' Assistance Program


The Homebuyers' Assistance Program (HAP) is a County-Administered Equity Share Loan Program designed to assist first-time homebuyers by providing down payment assistance in the form of a "soft-second" loan for qualified families to purchase a new or existing home in Santa Maria, Lompoc, Orcutt, or Tanglewood.  In the past this program has been funded by the HOME Consortium, and qualified buyers must meet income eligibility requirements.  

HAP guidelines include mandatory attendance to an educational seminar/counseling by prospective applicants, after which participants receive a certificate of completion.  The certificate authorizes participation in the program for two years from the date of the seminar.

* As a result of increasing housing prices in the area, the County has found it increasingly difficult to administer the HAP, and the program is currently innactive.  Loans are not being made at this time.