Flexible Spending and Health Savings Accounts
The County of Santa Barbara offers you the opportunity to participate in the following Flexible Spending Accounts:
Dependent Care FSA
Commuter Benefit Reimbursement Account (for more information on how this program works click on this link - Commuter Benefit Program)
Medical and Dental Healthcare FSA Expense Information
Partial List of Qualifying Expenses for Healthcare FSAReimbursable and Non-reimbursable Over-the-Counter Medicine
Important Note: Per IRS rules when you terminate employment for any reason (retirement, to take up a new job, relocate, dismissed etc...), you will no longer be able to use your Healthcare FSA. You have 90 days from your termination date to submit a reimbursement request for ALL Healthcare FSA claims incurred prior to termination, or you will forfeit all balances. The normal active employee grace period DOES NOT APPLY to terminated employees or retirees.
Child and Dependent Care FSA Expense Information
Child and Dependent Care Flexible Spending WorksheetIRS Pub 503 - Child and Dependent Care Expenses
Important Note: Per IRS rules when you terminate employment with the County for any reason (retirement, to take up new employment, relocate, dismissed etc...), you will no longer be able to use your Dependent Care FSA. You have 90 days from your termination date to submit a reimbursement request for ALL Dependent Care FSA claims incurred prior to termination or you will forfeit all balances. The normal active employee grace period DOES NOT APPLY to terminated employees or retirees.
Flexible Spending Account and Commuter Benefit Administrator
Benefits Coordinators Corporation (BCC), is the County's administrator for Flexible Spending (Health and Dependent Care) and the Commuter Benefit Reimbursement Accounts.
The contact information for BCC is the following:
Customer Service Phone #: 1.800.685.6100
Office Hours: 5am - 4pm PST
Claims Fax #: 1.412.276.7185 or toll-free 1.888.391.3374
Claims Mailing Address: Two Robinson Plaza, Suite 200, Pittsburgh, PA 15205
IMPORTANT - There are two different websites through which you can access information about your FSA. The MySmartCare portal only provides information about your FSA Debit card transactions and balances, whereas the BenXcel website provides information about your Healthcare FSA, Dependent Care FSA and Commuter benefits.
How do I access online information about my FSA Debit Card through the MySmartCare portal?
You can access the alternative MySmartCare FSA Debit Card website in the future by clicking here.
How do I access online information about my FSA balances and claims (Healthcare FSA, Dependent Care FSA and Commuter benefits)through BenXcel?
- Access your FSA balances and claims online by setting up your online login
- Please click on this link - BenXcel Logon Instructions - and print the 1 page instruction sheet.
If the system informs you that you have already created a username, or that the login id is incorrect, or if you have forgotten your username and/or password, please call BCC Customer Service at 1-800-685-6100 and they will assit you.
PLEASE NOTE: If you are asked for a Participant ID, the format is COSB+zero(s)+Employee ID (COSB is always in CAPITAL LETTERS followed by 7 numbers, using Zeros (0) to make you EE ID=7 numbers.).
FSA and Commuter Benefit Forms
To set-up direct deposit, obtain reimbursement for any FSA and/or Commuter benefit claims or obtain an additional Flex Debit Card please use the applicable forms listed below. If the Group Name, Group Code and/or Employer Name is requested on any of the forms please provide the following information:
Group Name: County of Santa Barbara Group Code: COSB Employer Name: County of Santa Barbara
Direct Deposit - To have your FSA and/or Commuter Benefit reimbursement deposited directly into your bank account please complete the Direct Deposit form and mail it, along with the required bank account information, to the address indicated on the form. To obtain the form click on this link - Direct Deposit form.
FSA Claims - Both Health and Dependent Care FSA claims are submitted directly to BCC using the same reimbursement request form. To obtain this reimbursement request form click on this link -Health and/or Dependent Care FSA Claim Form.
Commuter Benefit Claim - To submit your Commuter Benefit expenses to BCC for reimbursement please complete the Commuter Benefits Reimbursement Request form. To obtain this form click on this link, Commuter Benefits Reimbursement Form. Submit the completed form directly to BCC, per the instructions on the form.
Additional Flex Debit Card Request - To request an additional Flex Debit Card please complete the Additional Card request form and mail or fax it to BCC. To obtain this form click on this link - Additional Flex Debit Card Request Form.
Health Savings Accounts
Health Savings Account (HSA) - Only available to employees enrolled in an HDHP. Sterling offers 2 plans - A Value Plan and a Standard Plan. For more information on the differences between these plans and account fees click on this Plan Table link.